PERSONAL

Personal Insurance

We are committed to providing you with the best possible insurance service.
Including high value home.

 

Auto - Home - Umbrella - Schedule

Auto

ANY AUTO
ANY DRIVING RECORD
LIABILITY LIMITS TO $1,000,000
DEDUCTIBLES AS LOW AS $50.00
PROGRAMS  FOR HIGH VALUE AND HIGH PERFORMANCE VEHICLES

Magnum Insurance Services
Magnum Insurance Services

Home

HO-A 
BASIC FORM
ACTUAL CASH VALUE
REPLACEMENT COST CONTENTS
LOW VALUE AND PROBLEM PROPERTIES

HO-A+
BASIC FORM
REPLACEMENT COST FOR DWELLING AND CONTENTS
SUDDEN AND ACCIDENTAL WATER COVERAGE
WIND AND HAIL

HO-B or HO-3
BROAD FORM
FULL REPLACEMENT COST
FULL WATER COVERAGE
FULL THEFT COVERAGE
CONSTRUCTION DEFECTS

Ho-C
SPECIAL FORM
125% REPLACEMENT COST
FULL WATER COVERAGE
FULL THEFT
IDENTITY THEFT
INCREASE COST OF CONSTRUCTION
HOME MUST BE VALUED  OVER $500,000 FOR THIS PROGRAM

COVERAGE'S AVAILABLE FOR ALL FORMS AND ALL VALUES OF HOMES

CREDIT AND CLAIM CHECK REQUIRED FOR FIRM PROPOSALS THROUGH ALL CARRIERS.

Health & Life

Health and life insurance can be a tasking ordeal for many individuals and businesses.  We are here to help you with this endeavor.  We have major medical PPO programs for group and individuals. 

We now offer group and individual health for both private and ACA policies.   As well as Medicare thru Blue Cross Blue Shield.

Life insurance can help protect your family or assets in an unfortunate situation.  The process can be difficult and many people go without because of the process.  Most coverages for Term, Whole and Universal can be accomplished in a short time.  Please contact us and let us know how we can help make this a good experience. 

Supplemental insurance can protect you against items and out of pocket expenses that health insurance does not cover:

  • Long term disability
  • Short term disability
  • Hospitalization
  • Sickness Indemnity
  • Accident coverage
  • Special Event
  • Intensive Care